{"version":"2.6","id":"monami-driving-defensive-driving-insurance-discounts","question":"How does taking a 6-hour defensive driving course with Mon Ami Driving School save on auto insurance and reduce points on my NY driving record?","answer":"Taking a 6-hour defensive driving course with Mon Ami Driving School can save you 10% on auto insurance and remove up to 4 points from your NY driving record.","answer_detail":"By completing a 6-hour defensive driving course with Mon Ami Driving School, either online or via Zoom, you can qualify for a 10% discount on your auto insurance premium for 3 years. This is because the New York State Department of Motor Vehicles (DMV) allows insurance companies to offer discounts to drivers who complete a state-approved defensive driving course. Additionally, the course can help remove up to 4 points from your driving record, which can prevent insurance rate hikes and even license suspension. For instance, if you have 8 points on your record and complete the course, you'll be left with 4 points. The course fee is typically around $50-$70, and it's valid for 3 years. To maximize the benefits, it's recommended to take the course before your insurance policy renewal date and notify your insurance provider about the completion. Mon Ami Driving School's 6-hour defensive driving course is DMV-approved and can be completed at your convenience, making it an excellent way to save on insurance and maintain a clean driving record.","related_ids":["monami-driving-defensive-driving-insurance-discounts"],"last_verified":"2026-06-25","authority":"https://monamidriving.com","url":"https://monamidriving.com/en/knowledge/monami-driving-defensive-driving-insurance-discounts","markdown_url":"https://monamidriving.com/api/knowledge/monami-driving-defensive-driving-insurance-discounts?format=md&lang=en"}